Road, Rail, Air or Sea – cover yourself
Whichever way your goods are travelling and for however long or short the journey, make sure you know that your assets are protected and protected properly. Even if your buyer commits to arranging the insurance, ensure you receive clear evidence of the cover and ask what level of cover is provided as this ranges from what insurers call the “Institute Cargo Clause A” (considered to be the broadest cover) to “Clause B” (more restricted than “A”) to “Clause “C” (the most limited cover). “Open cover” or an annual policy is often used by companies making frequent shipments over a 12-month period and insurers protect the cargo shipped during the year up to an agreed limit. Or you can opt for a “single shipment” cargo policy.
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